The Leaman Team – PrimeLending – (800) 301-3405
Improve or repair your credit score, learn how the credit scoring system works, and how to protect your credit in the event of an unforeseen event such as divorce or premature death.
Your credit score is rated between 300 and 850. The higher your credit score, the more likely you are to receive a mortgage loan or other credit. What’s more, the quality of your credit score impacts the terms and conditions of the credit you receive. Read these tips for improving credit scores to get better mortgage rates and terms!
Understanding Credit Score and Credit Repair – A good credit score translates into lower interest rates for home-shopping borrowers. There are a number of things you can do to adjust your credit score to receive a favorable review from the underwriter. Here are a few suggestions.How to Protect Your Credit During & After Divorce – During a divorce, one thing that shouldn’t change is the credit status you’ve worked so hard to achieve. Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay bills, maxing out credit cards, and a breakdown in communication can lead to the annihilation of at least one spouse’s credit. The good news is it doesn’t have to be this way. By taking a proactive approach and creating a specific plan to maintain one’s credit status, anyone can ensure that “starting over” doesn’t have to mean rebuilding credit.