A funny thing happened on the way to the poor house, the 401K poor house that is.  Constant streaming of riots, bank burning, and chaos in Greece have ripped the Dow for over 800 points.   This market is a loose cannon with panic buying coming from all across the globe.  Mortgage pricing has improved but you can tell by the chart how dramatic this move is.  Traders call it a blow off top.  One that is wicked and takes no prisoners if you need to buy.  They will often reverse just as fast as they go up.  Be careful out there.