Monthly Archives: September 2012

8 Ways to Secure Your Computer on Public WiFi Connections

8 Ways to Secure Your Computer on Public WiFi Connections – Business today is fast moving and most of us work in a mobile environment. We love the proliferation of public Wi-Fi hotspots that let us check emails and go on the internet at coffee shops and other locations outside the home and office. But the truth is, when you’re on these public networks, your laptop could become an open book to a hacker sitting out in the parking lot. Continue reading

Texas Mortgage Market Update – For the week of September 24, 2012

Texas Mortgage Market Update – For the week of September 24, 2012 – People indeed are astonished at how the housing market has started to recover and last week’s data just kept the ball rolling. Builders are busier as housing starts are up 2.3% from July to August. They’re now at a 750,000 annual rate, UP 24.5% over August 2011. Housing starts have been rising on an annual basis for the last 11 months and they’re now UP 57% from their April 2009 bottom. No wonder builder confidence in September was up for the fifth month in a row, hitting its highest level since 2006. Continue reading

Texas Mortgage Market Update – For the week of September 17, 2012

Texas Mortgage Market Update – For the week of September 17, 2012 – Today’s home buyers seem to be in the right place at the right time, as our already super low mortgage rates may go even lower. The impetus for this comes from the Fed’s announcement last Thursday that they will purchase $40 billion a month of mortgage backed securities guaranteed by Fannie Mae and Freddie Mac. This is to keep downward pressure on interest rates to help boost the housing recovery. One observer expects to see “the lowest 30-year rates ever.” Smart buyers will no doubt do something about that.
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Simple Tricks to Make Your Home More Energy Efficient

Simple Tricks to Make Your Home More Energy Efficient – As a homeowner, you’re always looking for ways to cut energy costs. Other than a mortgage or rent, your electricity, gas, water, and trash are your most expensive house payment. Not only that, but you’ve got to content with the fact that the more energy you use, the more strain and stress your putting on the environment. So greening and making your abode more energy efficient will help your pocket book and help create a more sustainable way of life. Continue reading

Texas Mortgage Market Update – For the week of September 10, 2012

Texas Mortgage Market Update – For the week of September 10, 2012 – One of the key things remaining to be done to achieve a housing market recovery is a return to appreciating prices. Many observers feel prices have stabilized nationally and now we’re seeing the first signs of some increases. A national real estate website reports the asking prices for homes for sale were up in August for the seventh month in a row. This put them UP 2.3% versus a year ago, the largest year-over-year gain since the housing downturn began. Continue reading

Texas Mortgage Market Update – For the week of September 3, 2012

Texas Mortgage Market Update – For the week of September 3, 2012 – It wasn’t that long ago when some pundits were saying hope was all we had in the housing market. But now our hope is being justified by some solid facts. Last Tuesday, the Case-Shiller S&P 500 index of home prices in the 20 largest metros posted a 0.9% gain (seasonally-adjusted) for June. For the month, 18 of the 20 metro areas showed gains; in the last three months, prices were up in all 20. Overall, prices are UP 0.5% compared to a year ago. Continue reading